Guide to Avoiding Foreclosure. Information includes local counseling services, refinance information, and details on the foreclosure process.
HUD Approved Counseling Agencies in Oregon (this link will take you to the list of local agencies in Central Oregon).
Making Home Affordable
Making Home Affordable is a government program implemented by the Obama administration designed to assist homeowners who have loans backed by Freddie Mac or Fannie Mae refinance their mortgages in order to say in their homes. The website will assist you in determining if you qualify for the program as well.
Avoiding Foreclosure. Includes detailed information on counseling agencies, talking to your lender and basic terms.
Working with your Lender has a list of questions to ask as well as documents to have available when discussing foreclosure with your bank representative.
Mortgage Bankers Association
Foreclosure Prevention Resource Center. Information on the foreclosure process and what steps can be taken to avoid foreclosure.
The Lender Contact page has phone numbers and websites to contact your lender directly regarding difficulty in making payments. The majority of the Big Name banks are listed here. Also, remember to talk with the Loss Mitigation Department not Customer Service.
Internal Revenue Service
For tax information on home foreclosure and debt cancellation view the IRS website, although, you may need a qualified accountant to help make sense of the details and jargon.
If you're a Bend, Oregon home owner looking to stall the foreclosure process hopefully these links will provide you with the assistance you need.